Issue 4: August 2009  |  Visit IMDNE online  |  View online version  |  enquiries@imdne.co.uk

Hello,

Welcome back to this our fourth newsletter which has been designed to keep you up to date with latest industry developments and introduce new ideas and helpful aides to keep you in the loop with financial decisions in this important area of your finances.

The newsletter is not designed to replace your adviser and I would reitterate that we are just a phone call away if required.

Try Our New Look Website

This month sees the launch of our new look website giving easier navigation and providing you, our clients, with interactive and up to date tools to help you gather enough information to help make those important decisions. Over the next couple of months there will be more content and gadgets added so keep an eye on the newsletters and don't forget to explore and have fun looking around the site. Click on the Explorer logo above.

If you think a friend or colleague would be interested in the articles and content of the website why not forward it to them and ask them to subscribe for future issues.

 

Selling Your Property

If you are thinking of selling your home or an investment property you need two things before you can put it on the open market, a Solicitor and a Home Information Pack or HIP. Independent Mortgages Direct NE can now offer competative rates for conveyancing and a new HIP service - read on for further details. 

Free Home Information Pack

You now need to provide a Home Information Pack or HIP prior to marketing your property and what better way than to do it on a "No Sale No Fee" basis.

Obtain your Home Information Pack and defer the payment for 9 months. If your property is actively marketed over the full 9 months and you don't receive an offer within 95% of your asking price you will be sent a cheque to clear the cost of your HIP which effectively makes it free.

Click on the picture above to obtain further details and order your HIP.

Solicitors To Sell

We have negotiated extremely competative rates with a quality concious local company to carry out the legal work involved in the sale of your property.

Here at Independent Mortgages Direct NE we view legal services as another part of our service to help our clients get a quality service at a reasonable price. Our partners Cinnamon are commited to providing a jargon-free no hassle service at a price that's hard to beat.

Try our on-line quotation systems for the above two services and see how much you can save. Just click on the logo to get your quotation. 

Check out more at our website

Missed July's Newsletter ? To View Click Here

Any sugeestions for articles you would like to see on this newsletter would be most welcome, send any suggestions to enquiries@imdne.co.uk
Interest Rates
BBR: 0.5%

Home Buyers Protection Insurance

Purchasing a home is one of life's more stressful activities. The process is expensive, fraught with difficulties and if anything goes wrong, the buyer always seems to end up picking up the bill. However, this has changed, thanks to a new legal expenses product, the Home Buyers Insurance Policy. Click on the picture above to find out more and obtain your personal illustration.

Life & Critical Illness Cover

Click on the picture above to obtain important information and free personal illustration for this important area of your finances.

  

Travel Insurance 

Well it's still that time of year and your last minute travel insurance can be purchased on-line by clicking on the photograph above to obtain your personal illustration and arrange your cover.  

Creative Name: 300 x 250

Credit File 

Your credit file is still as important as ever when talking to your mortgage adviser, having the this vital piece of information could be the difference between obtaining a lending decision immediately or having to wait for an answer.

Click on the above logo to obtain a FREE copy of your credit file.

Breaking News

FTSE 100 reached it's highest level since October 2008 by today leaping more than 80 points.

House prices rise agan by 1.3% in July according to Nationwide with the average house price now £158,871. This is a - 6.2% annual change but the third consecutive month prices have risen.

 

Sunderland Council is one of the first in the country to reveal plans for funding mortgages in a bid to support borrowers denied loans by mainstream lenders.
Northern Rock post £724.2 m loss for the first 6 months of 2009. 

 

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Registered office: 11 Defender Court, Sunderland, Tyne & Wear, SR5 3PE

Tel: 0191 5482200